Pre-Planning
No one likes to think about death, let alone plan for it. By
pre-planning your funeral, you relieve your family of having to
make important financial decisions during a period of great stress
and grief-a time when people aren't thinking very clearly and may
not know what to do because you never made your wishes known.
Pre-planning your funeral can be very informal, and as simple as
jotting down your preferences and sharing your wishes with a family
member. More formal arrangements in the form of a preneed contract
can be set up with us and can be pre-funded through life insurance,
bank trust agreement, or another method.
Our Funeral Directors have many years of pre-planning experience.
In fact, we were offering and writing preneed contracts before
preplanning was commonplace.
Over the years, many families have entrusted their prearrangements
to us.
A prearrangment can be as simple as placing a letter of
instruction in our file or may be as complete as pre-selecting
goods and services and pre-paying all these expenses. Pre-payment
may be by single payment or a monthly payment plan.
In most instances we recommend our preneed contracts be made
"Irrevocable." This means the funds are removed from the insured's
asset pool and therefore cannot be counted against them if, for
example, they are applying for Department of Human Resource
assistance when confined to a Nursing Home.
All funeral homes selling preneeds in the state of West Virginia
are regulated by the WV Attorney General's office and all funded
preneeds are registered with them.
Our staff can tailor a preneed to suit any economic situation. If
you would like to discuss preneed with us please email us at lohrbarb@lohrbarbfuneralhome.com or
call.
"THE DIFFERENCE IS IN THE
DETAILS"